https://www.providersandfamilies.com/blog daily 0.75 2026-07-28 https://www.providersandfamilies.com/blog/social-security-filing-timing-strategies monthly 0.5 2026-07-28 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/7d41f26e-d08e-43ef-8119-ccfe6d45812f/Social+Security+Retirement%3A+Filing%2C+Timing%2C+and+Strategies Blog - Social Security in Retirement: Filing, Timing, & Strategies - Make it stand out This article is part of our retirement planning education series. https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/eb1eb085-fd50-4c56-95d3-d7937ec1bad6/breakeven-points-when-beginning-social-security-194390370.jpg Blog - Social Security in Retirement: Filing, Timing, & Strategies - Make it stand out Image source: Encyclopedia Britannica https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/cd81f4e5-ec40-4e58-8942-74de8fd21f82/F52A3160+%281%29.jpg Blog - Social Security in Retirement: Filing, Timing, & Strategies - Make it stand out Scot Whiskeyman, CFP® and Lindsey Ciarrocca, CMC® are independent, fiduciary husband-and-wife financial planners, serving pre-retirees nationwide. They help people approaching retirement make clear decisions with the full picture in mind. The primarily work with diligent savers age 50-60 with $500,000 or more investable assets. https://www.providersandfamilies.com/blog/building-your-retirement-plan-in-4-easi-steps monthly 0.5 2026-07-27 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/79c04fb6-dff2-4951-b67a-745f960f53d9/Pro+tip+on+experimenting+with+retirement+planning. Blog - Building Your Retirement Plan in 4 E.A.S.I. Steps - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/cd81f4e5-ec40-4e58-8942-74de8fd21f82/F52A3160+%281%29.jpg Blog - Building Your Retirement Plan in 4 E.A.S.I. Steps - Make it stand out Scot Whiskeyman, CFP and Lindsey Ciarrocca are independent, fiduciary husband-and-wife financial planners, serving pre-retirees nationwide.. They help people approaching retirement make clear decisions with the full picture in mind. The work with diligent savers age 50-60 with $500,000 or more investable assets. Learn more about how they work with people approaching retirement here. https://www.providersandfamilies.com/blog/medical-tourism-guide-americans monthly 0.5 2026-07-27 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/1783620021203-SQDHSADW1WMK2CQ99HAO/medical-tourism-airplane-above-clouds.jpg Blog - Medical Tourism for Americans: A Financial Planner's Guide to Getting Care Abroad - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/af376712-7bbb-4b86-a4b2-9922d0df7888/Scot+Whiskeyman+Certified+Financial+Planner+and+Retirement+Advisor.jpeg Blog - Medical Tourism for Americans: A Financial Planner's Guide to Getting Care Abroad - Thanks for reading! I’m Scot Whiskeyman, CFP®, and I wrote this blog post. Some of its contents were developed with the assistance of Artificial Intelligence, which I do my best to use sparingly in content creation. https://www.providersandfamilies.com/blog/health-insurance-after-death-of-spouse-your-options-deadlines-and-next-steps monthly 0.5 2026-07-09 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/dcab290b-5b5a-4247-8102-42a418d278b0/health-insurance-after-death-of-spouse.jpg Blog - Health Insurance After Death of A Spouse: Your Options, Deadlines, and Next Steps - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/61c84f82-a037-4c7d-bdae-a48b370722b4/cobra-deadlines-after-death-of-spouse.webp Blog - Health Insurance After Death of A Spouse: Your Options, Deadlines, and Next Steps - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/af376712-7bbb-4b86-a4b2-9922d0df7888/scot-whiskeyman-cfp-providers-and-families-wealth-management.jpg Blog - Health Insurance After Death of A Spouse: Your Options, Deadlines, and Next Steps - About the author Scot Whiskeyman, CFP® is co-founder of Providers & Families Wealth Management. Together with his wife and business partner Lindsey, they help widows navigate complex financial decisions with confidence and peace of mind. Navigating health insurance after losing a spouse is one of many financial decisions that shouldn't have to fall on you alone. If you'd like to talk through your situation with someone who understands what you're going through, we're here. Schedule a free intro call here. https://www.providersandfamilies.com/blog/what-to-do-with-life-insurance-money-after-your-spouse-dies monthly 0.5 2026-07-27 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/75d9c517-14b5-477a-95fd-88a2e4c219ed/widows-tax-penalty-financial-planning.webp Blog - What to Do With Life Insurance Money After Your Spouse Dies - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/cd81f4e5-ec40-4e58-8942-74de8fd21f82/Husband+and+wife+financial+advisors+for+widows Blog - What to Do With Life Insurance Money After Your Spouse Dies - Make it stand out Scot Whiskeyman and Lindsey Ciarrocca are financial advisors and the founders of Providers & Families Wealth Management, a husband-and-wife independent advisory firm based in Carlisle, PA. They work with clients nationwide, with a particular focus on widows navigating financial decisions for the first time. Scot holds the CFP® designation. Learn more about how we work → https://www.providersandfamilies.com/blog/inherited-ira-rules-for-spouses-should-you-roll-it-over-or-keep-it monthly 0.5 2026-07-27 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/1785167677324-LPCJ49NA35LDEDHUG19K/Navigating+an+Inherited+IRA%3A+When+to+Roll+It+Over+vs.+Keep+It+as+Is Blog - Inherited IRA Rules for Spouses: Should You Roll It Over or Keep It? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/cd81f4e5-ec40-4e58-8942-74de8fd21f82/F52A3160+%281%29.jpg Blog - Inherited IRA Rules for Spouses: Should You Roll It Over or Keep It? - Make it stand out Scot Whiskeyman and Lindsey Ciarrocca are financial advisors and the founders of Providers & Families Wealth Management, a husband-and-wife independent advisory firm based in Carlisle, PA. They work with clients nationwide, with a particular focus on widows navigating financial decisions for the first time. Scot holds the CFP® designation. Learn more about how we work → https://www.providersandfamilies.com/blog/category/Travel monthly 0.5 https://www.providersandfamilies.com/blog/category/Widows monthly 0.5 https://www.providersandfamilies.com/blog/category/Healthcare monthly 0.5 https://www.providersandfamilies.com/blog/category/Retirement monthly 0.5 https://www.providersandfamilies.com/blog/tag/retirement monthly 0.5 https://www.providersandfamilies.com/blog/tag/widows monthly 0.5 https://www.providersandfamilies.com/blog/tag/Retirement monthly 0.5 https://www.providersandfamilies.com/our-approach daily 0.75 2026-06-22 https://www.providersandfamilies.com/get-started daily 0.75 2026-06-22 https://www.providersandfamilies.com/home daily 1.0 2026-07-21 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/9365bfcc-a5f4-4703-9049-d6cb569e4a01/1.jpg https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/df138724-c8c3-4992-bf24-1e700fc97ced/2.jpg https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/a895c4fc-3666-4cdf-a919-eb3478a6191e/3.jpg https://www.providersandfamilies.com/widows-start-here daily 0.75 2026-07-23 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/af376712-7bbb-4b86-a4b2-9922d0df7888/Scot+Square+2025+a.jpg Widows https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/e0ce7941-00cd-48bb-a945-e272933ce78e/Lindsey+Square+2025.jpg Widows https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/01bc8304-d542-419e-b1fb-d2f0411e1f5a/F52A3056.webp https://www.providersandfamilies.com/meet-scot daily 0.75 2026-07-24 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/978f72f5-0010-424d-a137-7eac102242b9/Scot+Portrait+2025.jpg https://www.providersandfamilies.com/meet-lindsey daily 0.75 2026-07-24 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/ba112ad4-5e1a-4b84-a878-ba2440a5fa22/Lindsey+Square+2025.jpg https://www.providersandfamilies.com/pre-retirees daily 0.75 2026-07-22 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/af376712-7bbb-4b86-a4b2-9922d0df7888/Scot+Square+2025+a.jpg Pre-retirees https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/e0ce7941-00cd-48bb-a945-e272933ce78e/Lindsey+Square+2025.jpg Pre-retirees https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/01bc8304-d542-419e-b1fb-d2f0411e1f5a/F52A3056.webp https://www.providersandfamilies.com/faq daily 0.75 2026-07-22 https://www.providersandfamilies.com/not-a-widow-or-pre-retiree daily 0.75 2026-07-21 https://www.providersandfamilies.com/retirement-planning-education daily 0.75 2026-07-28 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/cd81f4e5-ec40-4e58-8942-74de8fd21f82/F52A3160+%281%29.jpg https://www.providersandfamilies.com/widows daily 0.75 2026-07-22 https://www.providersandfamilies.com/about-our-firm daily 0.75 2026-07-22 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/cd81f4e5-ec40-4e58-8942-74de8fd21f82/F52A3160+%281%29.jpg https://www.providersandfamilies.com/privacy-policy daily 0.75 2026-07-08 https://www.providersandfamilies.com/yourway daily 0.75 2026-07-08 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/1783540049485-O4PYYQKPEJCFG6K3E120/Retire+Your+Way+Scratch+Design https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/af376712-7bbb-4b86-a4b2-9922d0df7888/Scot+Square+2025+a.jpg https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/e0ce7941-00cd-48bb-a945-e272933ce78e/Lindsey+Square+2025.jpg https://www.providersandfamilies.com/terms daily 0.75 2026-07-08 https://www.providersandfamilies.com/intro-call daily 0.75 2026-07-22 https://www.providersandfamilies.com/retirement-tax-traps-guide daily 0.75 2026-07-22 https://www.providersandfamilies.com/opt-in daily 0.75 2026-07-22 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/1784734423507-RYI9CJGMMXED5TADU7I8/Providers+%26+Families+Logo.jpg https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/1784734423511-JXP78P0FR9AUXLFNNAGY/Progress+Bar.png https://www.providersandfamilies.com/contact-us daily 0.75 2026-07-23 https://images.squarespace-cdn.com/content/v1/6a39a9e752b295076be59f54/cd81f4e5-ec40-4e58-8942-74de8fd21f82/F52A3160+%281%29.jpg